| Disability:
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Disability
insurance protects against the loss of income for individuals
that are disabled and cannot work. The availability and cost
associated with coverage is based on your occupation, income,
age, gender, elimination period (amount of time before your
coverage begins), duration of benefit period and how the policy
defines a disability.
International
Short-Term Coverage: return
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Coverage for travelers abroad. Coverage
may be purchased for 10 days to 2 year.
Life Insurance:
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Term, universal, and whole life coverage is available. Your
circumstances and specific needs will determine the appropriate
type and amount of coverage.
Medicare
Supplements: return
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Medicare Supplement insurance is also called Medigap insurance
because it covers the "gaps" in Medicare benefits,
such as deductibles and copayments. Medicare Supplement insurance
is a private health insurance policy purchased by a beneficiary.
For additional information on current Medicare Supplement
choices available in the marketplace, please select the Medicare
Plan Choices link below. For a complete guide
to purchasing Medicare Supplement insurance, you will need
to refer to the Choosing a Medigap
Policy link.
“Medicare
Plan Choices”
What does Medicare Supplement insurance cover?
“Choosing
a Medigap Policy“
A guide to health insurance for people
with Medicare.
Permanent
Medical Coverage: return to top
Permanent individual and family coverage is an excellent option
for those that do not have access to group health insurance
coverage. This would include the self-employed, part-time
workers, individuals that work for employers who do not offer
group coverage and retirees.
Temporary
Medical Coverage: return
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If you're
between jobs or in the waiting period for your group coverage,
this may be the product for you. Temporary coverage is available
for 1 - 6 months and provides short-term comprehensive medical
benefits. |
